Every career stage

What does the advice cost?

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. Whilst the fee is up to 1% of the amount borrowed, a typical fee for working with a dentist is £749. You will be told what yours would be, in writing, before you commit to anything.

This is the same answer wherever you are in your career, which is why it has one page rather than one per stage. Nothing is charged before you know what it is.

Answer reviewed byColin WallaceLast reviewed

Where you were

Back to your stage.

The fee is the same at every stage. Almost nothing else is.

How it goes

  1. 01

    A conversation

    What you earn, how it actually arrives, and what you are trying to buy. No credit check at this point.

  2. 02

    The income case

    NHS contract, private work and dividends assembled into a picture an underwriter can accept, with the evidence attached.

  3. 03

    The lender search

    The panel searched on criteria as well as rate, so the application goes to a lender whose rules already fit you.

  4. 04

    Through to completion

    One adviser start to finish, with protection discussed alongside the mortgage rather than after it.

The next step

Ask for the
second opinion.

Tell us how to reach you and a specialist adviser will call back to talk through your income and what it should actually support. Your enquiry goes straight to the team.

Or call directly

0333 054 0747
  • A conversation first – there is no obligation to proceed.
  • Bring your last two years of figures if you have them to hand.

Call me back

Four details. Nothing else needed to start.